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Staying in Touch - January 2024 - Learn more about: the Ottawa real estate market, events, mortgage information on Pre-Approval Requirements, Articles: “Start the Year Off Decluttered & Donate!“, “Selling your home this year? Start the process now” and “Top Renovations & Improvements to Increase...

What are Mortgage Pre-Approval Requirements? Mortgage pre-approval is more that just getting an interest rate quoted in a first meeting or via an on-line tool. A detailed review of your income, debts and credit history are required to ensure confidence with your pre-approval and that there...

Merry Christmas & Happy Holidays! Wishing all of our clients, colleagues, family and friends a very Merry Christmas and Happy Holidays! Joan, Victoria & Luc⁠ ⁠   We are always happy to answer your questions and also put you in touch with other professionals, i.e. mortgage broker, lawyer, handyman,...

Why Should I Get Pre-Approved? Yes you want to find the best interest rate, but you also want to know your budget and be confident that your financing will be approved, once you find your dream home! If you are looking for a new home, be...

Staying in Touch - December 2023 - Learn more about: the Ottawa real estate market, events, mortgage information on Why You should Get Pre Approved, Articles: “Hosting guests this holiday season? Create a space they won’t want to leave“, “How to Save Money With...

Choosing between a fixed or variable-rate mortgage Fixed Or Variable-rate mortgage? High Stakes For Homeowners Choosing between a fixed or variable-rate mortgage has become a high-stakes decision. While variable-rate mortgages lost favor due to Bank of Canada interest rate hikes, fixed-rate mortgages have also risen from pandemic lows. Some borrowers still opt for variable...

With changes in the Ottawa real estate market, many buyers, especially first-time buyers, have had a harder time trying to get into the market place. However, with recent supply increases and settling of the market, now is a good time to review several buying strategies,...

Staying in Touch - November 2023 - Learn more about: the Ottawa real estate market, events, mortgage information on fixed or variable rates, Articles: “Finishing Your Basement to Add Value“, “Role of a Real Estate Lawyer When Buying a Home”, “It’s not always about Price,...

Is My Mortgage Portable? Planning to move and wondering if your mortgage is able to move with you?  Fixed-rate products usually have a portability option. Lenders often use a “blended” system where your current mortgage rate stays the same on the mortgage amount ported over to the new...

Staying in Touch - October 2023 - Learn more about: the Ottawa real estate market, events, mortgage information on mortgage portability, Articles: “Maximize Your Garage Space this Fall“, “Selling Your home in the Fall” and “Determining the Market Value of Your Home” & more!...

Staying in Touch - September 2023 - Learn more about: the Ottawa real estate market, events including local markets, festivals and fairs, mortgage information on maximizing your mortgage payments and owning your home sooner, Articles: "Checklist for Selling your Home this Fall”, “When Looking...

It's hard to believe that summer is coming to a close, and fall is almost upon us!  With Fall comes the many local fairs to enjoy. Here is a list of the fairs taking place in the Ottawa area in September....

When looking for a specific property and your next home, there are many factors to consider, i.e. location, style of home, and more: Proximity to specific schools - are specific schools or school programs important to you. Close to work - if your schedule is...

Staying in Touch - August 2023 - Learn more about: the Ottawa real estate market, events including pop-up cinemas, local markets and festivals/fairs, mortgage information on how to ensure your credit score enables you to qualify for the best possible rate, Articles: “Thinking of...

Staying in Touch - July 2023 - Learn more about: the Ottawa real estate market, mortgages, events including Ottawa Bluesfest, Urban Art Markets and Hope Volleyball Sumerfest, mortgage information on Types of Lenders, Articles: “Is it time to change your lifestyle? Learn about rightsizing”,...

When you are planning to buy a home in Ottawa and surrounding areas, it is important to budget for the costs associated with your home purchase. There are costs at the time of purchase and costs at time of closing. There are also different costs to plan for when...

Staying in Touch - June 2023 - Learn more about: the Ottawa real estate market, mortgages, events including Father's Day activities, information on The First Time Home Buyers Savings Account (FHSA), Articles: "Savvy Negotiation Helps Win the Deal", “Questions to Ask when Selling your...

Staying in Touch - May 2023 - Learn more about: the Ottawa real estate market, mortgages, events, what you need to know about Canada’s First Home Savings Account (FHSA), Canada’s real estate market: Buyers are back, but where is the inventory? and Improve Curb Appeal Instantly...