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06 Nov

Posted at 14:21h in Blog, Buyer Tips, Mortgages, Press

Key Changes to the Mortgage Rules The most important changes coming this December revolve around longer amortizations for insured mortgages and a higher cap on insured mortgage amounts. These reforms are expected to provide relief to many Canadians looking to purchase a home in today's challenging...

11 Oct

Posted at 19:01h in Blog, Buyer Tips, Homeowner Tips, In the Community, Investment Properties, Market Update, Market Value, Mortgages, Moving Tips, New Build Construction, Newsletter, Press, Renovations, Selling Tips

Staying in Touch - October 2024 - Learn more about: the Ottawa real estate market, events, mortgage information on the "Expansion of 30 Year Amortizations", “An Eco-Friendly Approach to Fall Home Maintenance“& “How to Avoid Costly Renovation Mistakes”....

10 Sep

Posted at 07:36h in Blog, Buyer Tips, Homeowner Tips, In the Community, Investment Properties, Market Update, Market Value, Mortgages, Moving Tips, New Build Construction, Newsletter, Press, Renovations, Selling Tips

Staying in Touch - September 2024 - Learn more about: the Ottawa real estate market, events, mortgage information on “Looking Beyond Mortgage Rates", “Don’t Forget to Do Your Property Check-Up Before the End of Summer“, “Selling Your Home This Fall & How to Get Ready” and “How to...

23 Aug

Posted at 09:15h in Blog, Mortgages, Press

It’s easy to get caught up in the idea that comparing mortgage rates will guarantee you get the best bang for your mortgage buck. While this may be true for particular situations, there are many scenarios where this strategy is not effective. Following are three...

09 Aug

Posted at 13:19h in Blog, Buyer Tips, Homeowner Tips, In the Community, Investment Properties, Market Update, Market Value, Mortgages, Moving Tips, New Build Construction, Newsletter, Press, Renovations, Selling Tips

Staying in Touch - August 2024 - Learn more about: the Ottawa real estate market, events, mortgage information on “Understanding Debt-To-Income Ratios for Your Mortgage", “Important Questions to Ask when Selling your House“, “Home Evaluation – What is the Market Value of Your Home?” and “Updating Flooring to...

09 Aug

Posted at 09:27h in Blog, Buyer Tips, Mortgages, Press

Understanding Debt-To-Income Ratios for Your Mortgage When applying for a mortgage, lenders consider various factors to assess your creditworthiness and determine your eligibility for a loan. One critical metric they evaluate is your debt-to-income ratio (DTI), which provides insight into your ability to manage monthly mortgage...