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Refinancing your mortgage involves replacing your existing home loan with a new one, typically to take advantage of lower interest rates, better loan terms, reduce monthly debt payments or to access the equity in your home....

"What a wonderful experience working with Joan Smith and family. It was pleasant and reassuring from the first visit. You helped me get through a difficult process with ease. I can't thank you enough. I am sad it was over so fast, but so delighted...