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Should you Move or Renovate? Determining whether you should buy a new home or renovate your current one isn’t easy. In fact, the decision can be steeped in so much drama; they make reality TV shows about it! So, if you’re wondering whether to move or improve,...

Staying in Touch - October 2024 - Learn more about: the Ottawa real estate market, events, mortgage information on the "Expansion of 30 Year Amortizations", “An Eco-Friendly Approach to Fall Home Maintenance“& “How to Avoid Costly Renovation Mistakes”....

Staying in Touch - September 2024 - Learn more about: the Ottawa real estate market, events, mortgage information on “Looking Beyond Mortgage Rates", “Don’t Forget to Do Your Property Check-Up Before the End of Summer“, “Selling Your Home This Fall & How to Get Ready” and “How to...

How to Create a Fur-Friendly Home A living space that is both functional and aesthetically pleasing requires some creativity, especially if you have four-legged family members in the home, but with some thought it can be done. Consider these tips: Pet proof your home. Keep electrical cords, medicines,...

Staying in Touch - August 2024 - Learn more about: the Ottawa real estate market, events, mortgage information on “Understanding Debt-To-Income Ratios for Your Mortgage", “Important Questions to Ask when Selling your House“, “Home Evaluation – What is the Market Value of Your Home?” and “Updating Flooring to...

Understanding Debt-To-Income Ratios for Your Mortgage When applying for a mortgage, lenders consider various factors to assess your creditworthiness and determine your eligibility for a loan. One critical metric they evaluate is your debt-to-income ratio (DTI), which provides insight into your ability to manage monthly mortgage...

Refinancing your mortgage involves replacing your existing home loan with a new one, typically to take advantage of lower interest rates, better loan terms, reduce monthly debt payments or to access the equity in your home....

Staying in Touch - June 2024 - Learn more about: the Ottawa real estate market, events, mortgage information on “Purchase Plus Improvements“ Articles: “First Time Home Buyer? What You Should Know & How to Get Started“, “Landscaping Tips To Increase Your Property Value” and “7 Primary...

The Purchase Plus Improvement program allows the home buyer(s) to purchase a property and include the cost of the improvements in their mortgage financing.  Improvements such as kitchen and bathroom renovations, hardwood floors, windows, painting, etc. all qualify. Generally anything that will improve the value of...

Staying in Touch - May 2024 - Learn more about: the Ottawa real estate market, events, mortgage information on "Budget 2024: Everything You Need To Know“ Articles: “Considering Condo Living? What You Should Know“, “Fix it or Leave it As Is?”, “Let the Light Shine In:...

Fix it or Leave it As Is? We are often asked should I fix it or leave it as is? When you’re preparing your home for sale, you obviously want your property to look its best for potential purchasers. That means fixing things that are broken,...

Staying in Touch - April 2024 - Learn more about: the Ottawa real estate market, events, mortgage information on "What are Appraisals and When Do You Need One?" Articles: "Thinking of Selling Your Home? Consider These Top 3 Improvements First", "How to Select a Real Estate...

Staying in Touch - March 2024 - Learn more about: the Ottawa real estate market, events, mortgage information on “Protecting Your Home: Understanding Mortgage Life & Disability Insurance“. Articles: “Tips When Viewing a Home“,  “Gifts and Loans for a Down payment on Homes” and “Things to...