Choosing between a fixed or variable-rate mortgage Fixed Or Variable-rate mortgage? High Stakes For Homeowners Choosing between a fixed or variable-rate mortgage has become a high-stakes decision. While variable-rate mortgages lost favor due to Bank of Canada interest rate hikes, fixed-rate mortgages have also risen from pandemic lows. Some borrowers still opt for variable...

With changes in the Ottawa real estate market, many buyers, especially first-time buyers, have had a harder time trying to get into the market place. However, with recent supply increases and settling of the market, now is a good time to review several buying strategies,...

Staying in Touch - November 2023 - Learn more about: the Ottawa real estate market, events, mortgage information on fixed or variable rates, Articles: “Finishing Your Basement to Add Value“, “Role of a Real Estate Lawyer When Buying a Home”, “It’s not always about Price,...

“We interviewed several realtors and Joan and her team outshone the rest with their knowledgeable and experienced approach to the sale our Beaverbrook home of 20 years. Joan, Victoria and Luc were friendly, warm and a pleasure to work with; always prompt with communication and extremely...

Is My Mortgage Portable? Planning to move and wondering if your mortgage is able to move with you?  Fixed-rate products usually have a portability option. Lenders often use a “blended” system where your current mortgage rate stays the same on the mortgage amount ported over to the new...