"What a wonderful experience working with Joan Smith and family. It was pleasant and reassuring from the first visit. You helped me get through a difficult process with ease. I can't thank you enough. I am sad it was over so fast, but so delighted...

Refinancing your mortgage involves replacing your existing home loan with a new one, typically to take advantage of lower interest rates, better loan terms, reduce monthly debt payments or to access the equity in your home....

"Joan, Victoria and Luc provided us everything we needed to sell our home in record time. From staging to professional photos and drone video their attention to detail and industry knowledge was impeccable. They helped take the stress out of selling our home."...

Staying in Touch - June 2024 - Learn more about: the Ottawa real estate market, events, mortgage information on “Purchase Plus Improvements“ Articles: “First Time Home Buyer? What You Should Know & How to Get Started“, “Landscaping Tips To Increase Your Property Value” and “7 Primary...

The Purchase Plus Improvement program allows the home buyer(s) to purchase a property and include the cost of the improvements in their mortgage financing.  Improvements such as kitchen and bathroom renovations, hardwood floors, windows, painting, etc. all qualify. Generally anything that will improve the value of...