With Canada’s central bank making its a third cut to its overnight lending rate this year, and the potential for further rate cuts, now is a good time to review the steps to take when buying a home. If you are thinking of purchasing, you...
Staying in Touch - September 2024 - Learn more about: the Ottawa real estate market, events, mortgage information on “Looking Beyond Mortgage Rates", “Don’t Forget to Do Your Property Check-Up Before the End of Summer“, “Selling Your Home This Fall & How to Get Ready” and “How to...
Staying in Touch - August 2024 - Learn more about: the Ottawa real estate market, events, mortgage information on “Understanding Debt-To-Income Ratios for Your Mortgage", “Important Questions to Ask when Selling your House“, “Home Evaluation – What is the Market Value of Your Home?” and “Updating Flooring to...
Understanding Debt-To-Income Ratios for Your Mortgage When applying for a mortgage, lenders consider various factors to assess your creditworthiness and determine your eligibility for a loan. One critical metric they evaluate is your debt-to-income ratio (DTI), which provides insight into your ability to manage monthly mortgage...
Staying in Touch - July 2024 - Learn more about: the Ottawa real estate market, events, mortgage information on “...
Refinancing your mortgage involves replacing your existing home loan with a new one, typically to take advantage of lower interest rates, better loan terms, reduce monthly debt payments or to access the equity in your home....
Staying in Touch - June 2024 - Learn more about: the Ottawa real estate market, events, mortgage information on “Purchase Plus Improvements“ Articles: “First Time Home Buyer? What You Should Know & How to Get Started“, “Landscaping Tips To Increase Your Property Value” and “7 Primary...
First Time Home Buyer? What You Should Know & How to Get Started Buying your first home is an exciting milestone, but also a complex process that can be confusing. It is important to ask yourself a few questions: How is your financial situation? How secure...
Staying in Touch - May 2024 - Learn more about: the Ottawa real estate market, events, mortgage information on "Budget 2024: Everything You Need To Know“ Articles: “Considering Condo Living? What You Should Know“, “Fix it or Leave it As Is?”, “Let the Light Shine In:...
Budget 2024: Everything You Need To Know In the government’s recently announced budget for 2024, they outlined several proposed tactics to tackle the urgent needs of building more homes, making life more affordable and ways to grow the economy. In this article we will dive into...